Category: Insurance

How Does Smoking Affect Life Insurance Prices?

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Typically, when you start to compare online life insurance quotes, you will find that life insurance companies request an accurate assessment of habits and activities that could possibly affect your longevity. With this in mind, it should be obvious that most life insurance policies require disclosure about tobacco or nicotine intake. Being a smoker will have significant influence over the type and cost of life insurance cover you will buy. Of course smokers will have

Posted in Finance, Health and Fitness, Insurance

Does No Medical Exam Life Insurance for Seniors Cover Suicide?

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While people continue to look for insurance coverage for their diverse needs, one question that keeps being asked is whether the insurance policy covers suicide. The death of a family member can be very devastating, and it is worse if the cause is suicide. A senior family member who decides to take their own life can leave his or her relatives in a very bad financial position because no medical exam life insurance for seniors

Posted in Finance, Insurance

Term Life Insurance for Seniors – Should You Buy Accidental Death Rider?

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Many term life insurance for seniors plans offer riders and the most common one you will come across is the Accidental Death Benefit Rider (ADBR or ABR). Sometimes this is combined with Disability (due to Accident) and called ADBR. If you are evaluating a term insurance plan, it is very likely that you must have considered buying the Accidental Death Benefit Rider as an attachment to your term insurance plan. The loss of an important

Posted in Finance, Insurance

No Medical Exam Life Insurance – Coverage for Pre-Existing Medical Conditions!

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If you have health problems, do not give up on life insurance. You can qualify for no medical exam life insurance online, and at affordable prices. Finding life insurance for someone who has pre-existing medical problems is now simpler and convenient. What diseases are accepted? Many insurance agencies will accept applicants who have a current or past health problem. Some terminal diseases and medical conditions are accepted: Diabetes. Clients who have type 1 or type

Posted in Finance, Health and Fitness, Insurance

Should You Buy Life Insurance form Your Workplace?

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Should you buy life insurance from your workplace or choose an individual policy and buy life insurance online? Maybe people settle for the first option, but we believe that this is not the best choice, and here is why: It is not enough Many employers do not offer good group life insurance plan. Chances are that your policy will only cover you for $1,000. If you pass away, this amount will not be enough to

Posted in Finance, Insurance

5 Tips for Finding Health Life Insurance Quotes

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Are you looking for life insurance quotes? We can help you. Read these 5 tips for finding health life insurance quote: 1)     Use online brokerage websites. This category of websites display quotes for a specific, usually user-selected, policy. Clearly you will find websites that offer health life insurance quotes and many more. If you are not in a hurry, use two or 3 websites and carefully analyze and compare all results.  It is considered that

Posted in Finance, Insurance

5 Tips for Finding Affordable Senior Life Insurance Policies!

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Senior life insurance policies are becoming a popular product as more and more, older clients rely on them for covering funeral expenses. This is no surprise, considering the high costs of a simple burial ceremony. If you want to protect your family, you should always carry life coverage, even during retirement. Follow these 5 simple tips to find affordable rates. Buy as soon as possible If you wait too much, you risk increasing your life

Posted in Finance, Insurance, Retirement

Can Seniors Purchase Life Insurance Without Medical Examinations?

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There are two types of life insurance: term insurance and cash value insurance. Term insurance generally has lower premiums in the early years, but does not build up cash values that you can use in the future. That is not the case with cash value insurance, as its name obviously suggests, but that type of insurance is not relevant for this topic. Because as far as many senior citizens are concerned, term life insurance without

Posted in Finance, Health and Fitness, Insurance

No Medical Exam Life Insurance for People With Heart Problems!

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Under standard policies, people that have heart disorders have more difficulty in finding life insurance.  They can, nevertheless,  apply for a no medical exam life insurance policy. With that option available, here are three tips that can help you if your are in need of a medical exam-free life insurance: 1. Find other people that have a similar condition to yours. Since people tend to socialize, when they have a problem they either want to

Posted in Finance, Health and Fitness, Insurance

How to Purchase Instant Term Life Insurance?

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Traditional life insurance plans have a long underwriting process that can take several weeks to complete. This waiting process can be a real inconvenience for someone who needs life coverage fast. However, you should not give up, as there are alternatives and you can get instant term life insurance. Some life insurance plans can be issued in less than 24 hours. These convenient policies can be purchased online and they are very advantageous. Simplified application

Posted in Finance, Insurance