Category: Health and Fitness

How Does Smoking Affect Life Insurance Prices?

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Typically, when you start to compare online life insurance quotes, you will find that life insurance companies request an accurate assessment of habits and activities that could possibly affect your longevity. With this in mind, it should be obvious that most life insurance policies require disclosure about tobacco or nicotine intake. Being a smoker will have significant influence over the type and cost of life insurance cover you will buy. Of course smokers will have

Posted in Finance, Health and Fitness, Insurance

No Medical Exam Life Insurance – Coverage for Pre-Existing Medical Conditions!

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If you have health problems, do not give up on life insurance. You can qualify for no medical exam life insurance online, and at affordable prices. Finding life insurance for someone who has pre-existing medical problems is now simpler and convenient. What diseases are accepted? Many insurance agencies will accept applicants who have a current or past health problem. Some terminal diseases and medical conditions are accepted: Diabetes. Clients who have type 1 or type

Posted in Finance, Health and Fitness, Insurance

Can Seniors Purchase Life Insurance Without Medical Examinations?

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There are two types of life insurance: term insurance and cash value insurance. Term insurance generally has lower premiums in the early years, but does not build up cash values that you can use in the future. That is not the case with cash value insurance, as its name obviously suggests, but that type of insurance is not relevant for this topic. Because as far as many senior citizens are concerned, term life insurance without

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No Medical Exam Life Insurance for People With Heart Problems!

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Under standard policies, people that have heart disorders have more difficulty in finding life insurance.  They can, nevertheless,  apply for a no medical exam life insurance policy. With that option available, here are three tips that can help you if your are in need of a medical exam-free life insurance: 1. Find other people that have a similar condition to yours. Since people tend to socialize, when they have a problem they either want to

Posted in Finance, Health and Fitness, Insurance

Health And Life Insurance: Two Important Policies!

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It is up to us to preserve the gift of life and make sure that we live without physical and mental sufferance. But no matter how hard we will try, we cannot avoid all the risk factors and there is always the possibility of getting sick, injured or even worse. This is why health and life insurance and two important life insurance for seniors policies. But, as you can imagine, these policies are harder to get

Posted in Finance, Health and Fitness, Insurance

5 Tips For Finding Cheap Term Life Insurance No Exam!

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Finding the right insurance policy might be quite a difficult process if you are oblivious to what insurance stands for. Even more so if you are considering a no exam policy, which is trickier than standard term life or whole life insurance. Here are 5 tips for finding the best, cheap no exam term life insurance: 1.Take your time Finding   quality no exam life insurance policy can take you a while. No exam annuities,

Posted in Finance, Health and Fitness, Insurance